Life insurers deliver financial guarantees that protect Americans across a lifetime.
The American Council of Life Insurers (ACLI) advocates on behalf of our 275 member companies, whose products help 90 million American families protect the lives they've built, support the people who depend on them, and prepare for a secure retirement.
We unite the nation’s most trusted and iconic household financial protection brands – ACLI members represent 94% of the life insurance industry by assets.
Our Mission
Life can change in a moment. That's why we champion accessibility and affordability of financial protection products — proactively helping people manage financial risk and replacing uncertainty with stability.
What We Do
Through products like life insurance, workplace benefits, annuities, and long-term care, we prevent life’s biggest financial risks from becoming crises. We support families through major life events. And we deliver the benefits we promise when they matter most.
Why It Matters
People need to know they're prepared for the uncertainty life brings. Financial security isn't just about planning for what might happen — it's about proactively managing risk so people can face the unexpected with confidence.
How We Do It
The life insurance industry is unique in the financial sector, providing households with financial guarantees and communities with capital for affordable housing, newer schools, better hospitals, and more. Through long-term investments and a proven track record of highly regulated risk management, our promises are backed with real numbers.
Life insurers deliver on our promises in record numbers, with life insurance and annuity benefit payments reaching $206 billion in 2025.
Life insurers invest $8.9 trillion that reach every corner of the American economy.